Important information: Homeowners Loan is a trading name of Ruby Holdings Ltd, registered in England and Wales (Company No. 09496123). Authorised and regulated by the Financial Conduct Authority (FRN: 763879). We are a credit broker, not a lender. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Loans are subject to status and affordability. A Decision in Principle is not a guaranteed offer of credit. Representative 11.3% APRC variable. Maximum APR 56.5%. Broker fee up to 12.5%, capped at £4,950, payable on completion. You are entitled to a refund of any brokerage fee (less £5) if no credit agreement is entered into within six months of an introduction to a lender (Section 155, Consumer Credit Act 1974). You have a 14-day right to cancel any distance credit broking agreement without penalty (CONC 11.1). Registered office: The Counting House, 24 Richmond Road, Bowdon, Altrincham, WA14 2TT.

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